IBAN - International Bank Account Number

The International Bank Account Number (IBAN) is a standard used to identify a bank account in international transactions, particularly but not exclusively in Europe. The use of an IBAN in conjunction with the receiving or beneficiary bank's SWIFT address / BIC code (Bank Identifier Code) facilitates the automatic execution of international payments and ensures correct identification of the receiver's account. In support of EU legislation, the European banking industry decided that as and from 1st January, 2007, provision of the valid IBAN and BIC information of the receiver's account is mandatory for all international Euro payments from EU member states, Norway, Iceland, Liechtenstein and Switzerland, regardless of value. Making payments to Europe If you are making international Euro payments to another EU member state, Norway, Iceland, Liechtenstein or Switzerland, you should quote the IBAN of the receiver's account on the payment in conjunction with the receiving bank's SWIFT BIC. Usually these details will be quoted on your suppliers' invoices - or else you should ask for them directly from your supplier before making your payments. Receiving payments from Europe If you are receiving Euro payments from Europe, you should inform the sender of the payment of your own IBAN and BIC details to ensure you receive the funds as soon as possible. Your IBAN and AIB's SWIFT BIC details are quoted on your AIB bank account statements. If you are a business customer and in receipt of Euro payments from an EU member state, Norway, Iceland and Liechtenstein, you are legally obliged under EU Regulation 2560/2001 to advise your customers of your IBAN and BIC information. Your local branch or our Customer Service Unit (01-6115210) can answer any queries you may have in relation to your IBAN.

How will the IBAN be identified? An IBAN contains additional characters in front of a normal domestic account number. These characters consist of a 2-letter country code followed by a 2 digit check number. The following is an example of an Irish IBAN Country Code Check Number Bank Code Sort Code & Account Number IE 64 AIBK 93006712345678 Country code: This indicates the country where the account is held Check Number: This 2 digit check number is calculated by the bank issuing the IBAN , using a standardised formula applied to the whole IBAN. This formula allows the sending bank to validate the numerical accuracy of the quoted IBAN. Bank Code: Some countries, including Ireland, have incorporated a bank code (i.e. the first four letters of the Bank SWIFT address) in front of the standard domestic account number to clearly identify the account holding bank. Sort Code and Account Number: This is the existing domestic bank account number, including national sort code. Using IBAN on Payment Instructions Please note that the IBAN in printed format (such as an invoice) is likely to be prefaced by the word IBAN e.g. IBAN AT611904300234573201. You should NOT enter the word IBAN on any input to the bank. You should not include any spaces when quoting the IBAN. The IBAN should be presented as a continuous string of alphanumeric characters i.e. AT611904300234573201. Lengths and formats of IBANs across Europe There are standard lengths and formats of alphanumeric characters for IBANs in respect of each country - e.g. in Ireland, the standard is 22 characters. When completing payment instructions, please ensure that your beneficiary's IBAN corresponds in length to the IBAN length as indicated in the following table: European IBAN Formats Country Number of Characters Example of IBANs per country 1. Austria 20 AT611904300234573201 2. Belgium 16 BE68539007547034 3.Bulgaria 22 BG62UBBS80021079354517 4.Cyprus 28 CY17002001280000001200527600 5. Czech Republic 24 CZ6508000000192000145399 6. Denmark 18 DK5000400440116243 7.Estonia 20 EE382200221020145685 8. Finland 18 FI2112345600000785 9. France 27 FR1420041010050500013M02606 10. Germany 22 DE89370400440532013000 11. Greece 27 GR1601101250000000012300695 12. Hungary 28 HU42117730161111101800000000 13. Iceland 26 IS140159260076545510730339 14. Ireland 22 IE29AIBK93115212345678 15. Italy 27 IT60X0542811101000000123456 16. Latvia 21 LV80BANK0000435195001 17. Liechtenstein 21 LI21088100002324013AA 18 Lithuania 20 LT121000011101001000 19. Luxembourg 20 LU280019400644750000 20.Malta 31 MT84MALT011000012345MTLCAST001S 21. Netherlands 18 NL91ABNA0417164300 22. Norway 15 NO9386011117947 23. Poland 28 PL27114020040000300201355387 24. Portugal 25 PT50000201231234567890154 25. Romania 24 RO49AAAA1B31007593840000 26. Slovak Republic 24 SK3112000000198742637541 27. Slovenia 19 SI56191000000123438 28. Spain 24 ES8023100001180000012345 29. Sweden 24 SE3550000000054910000003 30. Switzerland 21 CH3900762011623852957 31. United Kingdom including Northern Ireland 22 GB29NWBK60161331926819

Fore More Information Check here: IBAN Europe Implementation by Banks

Decode an IBAN Number

Option 1: Decode and Validate a Specified IBAN Number

Option 2: Decode and Validate a Sample IBAN Number for a Country

(Select a country)AndorraAustriaBelgiumCroatiaCyprusCzech RepublicDenmarkEstoniaFinlandFranceGermanyGibraltarGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMacedoniaMaltaNorwayPolandPortugalRomaniaSerbia and MontenegroSlovak RepublicSloveniaSpainSwedenSwitzerlandThe NetherlandsTunisiaTurkeyUnited Kingdom

In the form above, provide a specific IBAN number or select a country to view a sample IBAN. We will decode the resulting IBAN number into all its its constituent parts.

IBAN Numbers (International Bank Account Numbers) are used in a number of countries, but principally in Europe. IBAN numbers are a way to convey, with a single number, all the information required to identify a specific bank account. Although the length and structure of IBAN numbers varies from country to country, their composition follows strict rules. Knowing those rules for all countries enables us to decode the meaning of any IBAN number you provide.